How To Find Pet Insurance

Jan 2, 2020 | Pet Health, Pets

It’s been an amazing year and I’m so looking forward to what 2020 will bring!  I was so excited when the mail came the other day and we received Jake and Maggie’s TDI certifications.  Jake and Maggie are on their way to doing great things and helping many people.  All current TDI Associate Members and their dogs are covered by their Primary Volunteer Liability Insurance policy and Secondary Volunteer Accident Insurance.  With Jake and Maggie being AKC registered, I get 5% off on insurance rates through their organization but it is comforting to know that when we do our volunteer work we, are covered through Therapy Dog International should any accidents happen to us or the members at these facilities we are visiting.  It’s also great to know that many insurance companies provide pet insurance with many options.
I have researched the top insurance companies and provided a list for you below.  Under each company is the website and a short itemized list of coverages provided.

"Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do." -- Steve Jobs

HealthyPaws Pet Insurance
Comprehensive illness and accident coverage
Unlimited lifetime benefits + no claim caps!
Annual deductible (recommended)
Fast and easy claim process
Plans cover accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care.

PetPlan Pet
Comprehensive Coverage (includes vet exam fee!)
Flexible annual reimbursement up to Unlimited
Great customer service – top rated, always available
Fast, paperless claim reimbursement via Petplan App
Online Discount & Free Barkbox Offer
Choose Annual Deductible from $100-$1,000

Embrace Pet
Get up to 90% back at an vet
Benefits up to $30K/yr
Comprehensive illness & accident coverage – no levels
Optional wellness plan covers routine veterinary, grooming, & training costs
Customizable annual deductible, annual limit, & reimbursement percentage
Pet insurance’s only diminishing deductible feature

Progressive Pet Insurance
Use your own veterinarian
No lifetime or per-incident limits
Coverage for dogs and cats seven weeks and older
No upper age limits
Your choice of deductible and reimbursement percentage
Includes rare coverage options, like injury coverage for working pets and dental illness coverage

PetFirst Pet
PetFirst is partnered with the Humane Society
Short waiting period before coverage begins
Hereditary, congenital & chronic conditions
No exam required
Coverage for exam fees

PrudentPet Pet
Premium policies have no annual benefit caps
Low deductibles
No lower or upper age limits
Dental coverage, wellness checks, and preventative care
Get care from any licensed vet in the US or Canada, including specialists
14-day waiting period for new policies
Full money back guarantee if policy canceled in 30 days and has no claims against it

Extremely comprehensive coverage
Waives copays and deductible for lifesaving care
Up to 100% reimbursement Includes exam fees
Innovative cloud-based platform to manage your pet’s lifestyle
Visit any licensed emergency hospital, veterinary practice, or specialist
Plans averaging less than $1.50 per day

PetsBest Pet
No Lifetime Limits
Unlimited Plan Option
24/7 veterinary support line for all customers
Reasonably good coverage
No hereditary or congenital condition limitations

$5,000 to unlimited annual limit
Visit any licensed vet, no networks
Choose reimbursement % and annual deductible
Coverage for accidents, illnesses, hereditary and congenital conditions
Coverage for behavioral issues

Hartville Pet
Plans that cover accidents, illnesses, hereditary conditions, and behavioral issues
10% discount for each additional pet after your most expensive pet
Basic and premium preventive care offered for an additional fee
Up to 90% reimbursement of your covered vet bill
Online members center
24/7 online enrollment
Get a free quote online

Trupanion Pet
Illnesses & injuries
Hereditary & congenital conditions
Diagnostic tests
Hospital stays
Veterinary supplements
Prosthetic devices & carts
90% coverage with unlimited payouts
Simple stress free claims
Vet direct pay
Nationwide Pet
Insider tip: Not everyone offers wellness coverage. Others only offer it if you buy a medical plan first—which is more expensive. Nationwide offers individual medical and wellness plans as well as a complete care plan that includes both kinds of coverage.
Whole Pet with wellness
Exams, lab tests, X-rays
Surgeries & hospitalization
Chronic conditions
Hereditary conditions (no waiting period)
And more
Major Medical
Exams, lab tests, X-rays
Surgeries & hospitalization
Chronic conditions
Some hereditary conditions (waiting period applies)
Pet Wellness
Wellness exams & tests
Flea/heartworm prevention
For more information and a great resource, read this blog post “4 Pet Insurance Providers That Pay Vet Directly”

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Your Dog’s Zodiac Sign

Happy Wednesday everyone!  Ever wonder what your pet's reaction means to something?  Your Dog's Zodiac Sign is a fun post that sheds light on their behavior based on the month they were born.  Jake and Maggie are Gemini's born June 8, 2017!  The horoscope (see chart)...

What Do You Think? Let Us Know!


  1. Carla

    Aww❤ They look so pretty in their new scarves!!

    • Bobbi

      Awh thank you! I loved those pictures but the sun was in their eyes! LOL


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